时间：2026年6月10日
Date: June 10, 2026
万事达卡推出「机器代理支付」：AI代理实现机器速度自主交易
Mastercard Launches Agent Pay for Machines: AI Agents Can Now Pay Each Other at Machine Speed
摘要 :
AP4M开创了一种面向AI代理时代的新型编程式、全天候支付类别。不同于传统结账模式，该服务支持持续的机器间交易，包括低至零点几美分的微支付。系统涵盖代理认证、授权控制、多轨道结算（银行卡、账户、稳定币）及保证结算能力。万事达卡首席产品官Jorn Lambert称其为「AI商业模式大爆发的基础条件」。该协议将用户授权信息存储在区块链（Polygon）上，实现可验证意图。
Summary :
AP4M introduces a new class of programmatic, always-on payments designed for the agentic AI era. Unlike traditional checkout-based transactions, AP4M supports continuous machine-to-machine commerce including micropayments as small as fractions of a cent. The service provides credentialing, permission controls, multi-rail settlement (cards, accounts, stablecoins), and guaranteed settlement. Mastercard Chief Product Officer Jorn Lambert called it the conditions for a superbloom of AI business models. The protocol stores human-granted permissions on blockchain (Polygon) for verifiable intent.
入选理由 :
首个推出AI代理专属支付基础设施的全球支付网络——为代理经济中的机器速度交易定义了规则与标准。
Why Selected：
First major payment network to launch dedicated AI agent payment infrastructure – defines the rules for machine-speed commerce in the agentic economy.
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