时间：2026年8月4日
Date: Aug 4, 2026
美联储放行Santander收购Webster Financial：8月20日完成交割，剑指2028年美国业务RoTE约18%
Fed Greenlights Santander–Webster Deal: Spanish Giant Set to Close August 20, Targeting ~18% U.S. RoTE by 2028
摘要 :
2026年8月4日，Santander宣布已获得美国联邦储备委员会关于收购Webster Financial Corporation的最终审批，扫清最后一道主要监管障碍，交割时间定于2026年8月20日前后。
交易通过发行Santander普通股与美国存托股（ADS）的方式完成，将资产超过800亿美元的商业与区域银行Webster整合进Santander Bank, N.A.，显著扩大集团在美国的业务体量。执行董事长Ana Botín表示，合并”将打造一家更强的银行”，将依托Santander的全球平台、技术与专业能力；Santander Holdings USA CEO Christiana Riley称此举将扩大集团在美国的规模；Webster董事长兼CEO John Ciulla则强调，借助Santander增强后的能力与财务实力，本地客户关系将进一步加深。Santander披露的关键目标包括：到2028年美国业务有形股本回报率（RoTE）约18%、每股收益增厚7–8%、投入资本回报率约15%，此项交易被定位为集团1.5万亿欧元资产、超过1.82亿客户平台的核心增长杠杆。交割后Webster大部分业务将整合进Santander Bank, N.A.，客户账户与服务在整合期间不受影响、持续运作。
Summary :
Banco Santander announced on August 4, 2026 that it has received U.S. Federal Reserve approval to acquire Webster Financial Corporation, clearing the final major regulatory hurdle and setting closing for on or around August 20, 2026.
The transaction, structured through the issuance of Santander ordinary shares and American Depositary Shares, will fold Webster—an $80+ billion-asset commercial and regional bank—into Santander Bank, N.A., materially scaling the group’s U.S. franchise. Executive Chair Ana Botín said the combination “will create a stronger bank” backed by Santander’s global platforms, technology and expertise; Santander Holdings USA CEO Christiana Riley added that the tie-up expands the group’s U.S. scale, while Webster Chairman and CEO John Ciulla emphasized deeper local relationships enabled by Santander’s enhanced capabilities and financial strength. Santander disclosed targets of roughly 18% return on tangible equity in the U.S. by 2028, 7–8% EPS accretion and ~15% return on invested capital, positioning the deal as a core lever for the group’s €1.5 trillion asset base and 182 million+ customer platform. Most Webster businesses will be integrated into Santander Bank, N.A. after closing, with customer accounts and services continuing uninterrupted through the integration.
入选理由 :
罕见的巨型跨境银行并购最终获美联储放行——当一家全球Top 15银行愿意把”2028年美国业务RoTE约18%”这样具体的硬指标押在一笔交易上，市场无法忽视。
Why Selected:
A rare mega-cap cross-border banking M&A finally getting Fed approval—when a Top-15 global bank is willing to publicly pin ~18% U.S. RoTE by 2028 on a single deal, that is a hard number the market cannot ignore.
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